We all appreciate finding new ways to keep a little more of our hard-earned money. We clip coupons, shop sales, and use loyalty cards. But

It wasn’t a single, dramatic event that made me realize my finances were stuck. There was no mountain of credit card debt, no collection calls,

For years, I believed a simple, unshakeable truth: VIP treatment was for the very important people who spent very important money. I’d see them at

It all started with a sound. A quiet, insidious drip… drip… drip… that I first dismissed as a trick of the wind or a branch

I remember the exact moment the panic set in. I was sitting at my kitchen table, a stack of bills on one side and my

Hello, and welcome. If you’re like me, you appreciate the value of a dollar and the satisfaction of a good bargain. For many years, finding

The silence was the first thing that became unbearable. For forty-two years, our home had been filled with a symphony of life. The sound of

I’ve always considered myself a careful person. I check the tire pressure on my car, I read the fine print on agreements, and I never

My husband, John, and I had always been planners. We planned for our careers, our children’s education, and what we thought was a comfortable retirement.