Many of us walk past the clearance rack with a skeptical glance. We see a jumble of clothes, a mishmash of items, and assume it’s

I still remember the day my wife, Sarah, and I sat down at our small kitchen table to look at our first-ever retirement budget. The

My story doesn’t start with a brilliant idea or a grand plan. It starts with a piece of paper and a sinking feeling in the

It started, as these things often do, with a piece of paper and a feeling of disbelief. The bill from my cable company sat on

It all started with a piece of toast. A simple piece of whole wheat toast, lightly browned, with a thin layer of butter. It was

The air in January has a certain stillness to it, a quiet that feels different from the rest of the year. The frantic energy of

Retirement is a funny thing. For forty years, my financial life ran on a predictable rhythm: work hard, get a paycheck, pay the bills, save

We’ve all been there. You finally buy that new coffee maker or television you’ve been eyeing for months. You get it home, set it up,

Grocery shortages of 2025 will affect everyone, so it might be a good idea to buy them before they (completely) disappear from the shelves!  I