We can probably all agree that money don’t come easy. But we can also agree that in certain situations, money can find their way into our pockets with little to no effort at all. What’s the catch, you ask?
Well, the catch is to read all the following ideas on how to make some easy money and see what might work for you. Ready to bring in the big bucks?
7 certified ways to get free money:
Get cash back on every debit card swipe
There are many advantageous cash-back offers to choose from. For instance, for various purchases certain credit card companies offer profitable cash-backs.
You can get 1% cash back on up to $3,000 monthly debit card purchases on Discover Online Checking Account. Even better, you don’t have to pay any overdraft fees, monthly account fees, there’s no minimum opening deposit or minimum balance. More than that, you get to use over 60,000 ATMs with no fees and amounts up to $250,000 are FDIC insured just like amounts deposited at normal banks.
You might also be interested in finding out more about these 5 Purchases You Should NEVER Make with Cash.
Get up to $15,000 in Silver or Gold
As most financial experts will tell you, the secret to protecting your money is diversification. This means have your savings distributed to various types of investments, preferably ones that help you increase your capital. For instance, stocks fluctuate along with inflation and interest rates, and are deeply influenced by the political environment.
One investment that manages to survive no matter the times: gold. Financial specialists recommend caution, tough, when dealing with gold traders. Not all of them are trustworthy.
But once you find reliable traders, you can expect some pretty bucks coming your way. For instance, Lear Capital, an experienced company in the precious metals industry, has made more than 93,000 customers happy with their investments and transactions.
For a limited period, Lear Capital is inviting people to invest in gold or silver in return for a 24-hour, risk-free purchase guarantee. Depending on the invested amount, you can receive up to $15,000 in free silver or gold coins. The added bonus is that you don’t even have to worry about commissions or trade fees. There aren’t any! Gold anyone?
Use debt relief companies
Unfortunately, debt is a part of life. The catch is to avoid paying interest and late fees. Surely there are other ways you can spend your money than paying debts. In recent years, many people have asked for the support of debt relief companies, such as National Debt Relief. The company is a ell reputed one that deals with all sorts of debts including credit cards, personal loans, medical bills, student loan debts.
More than 500,000 people have been helped by National Debt Relief. The procedure is quite simple. You fill in a form on their official web page and a debt coach will soon contact. If you qualify for their services, then a plan to get rid of the debt is created for you. An affordable plan! You are not obligated to accept it nor to pay any fees in advance for their assistance.
It’s time you stopped worrying about debts, don’t you think?
Get $200 cash back when shopping
Believe it or not, there are website out there that actually give you money to shop. One such site is Rakuten, where you can receive as much as 15 percent cash backs on online purchases. The icing on the cake? You also receive an up to $40 bonus for signing up. How cool is that?
With the help of tools such as Capital One Shopping, you can search the world wide web for the best deals and coupon codes every time you’re up for some online shopping. Both tools are free and can help you make some easy money without even leaving your couch, not to mention your home.
If you want to learn how to make more extra money, check out these 10 Things Frugal People Never Do and Neither Should You
Get a second opinion
No matter how good you are at managing your finances, you are not expert good. That’s why it’s always a good idea to ask for a second opinion, a professional’s one, that is. A financial expert can help you out with your finances by pointing out some important means of financial gain that you’ve overlooked.
Not sure if a financial advisor might help you increase your savings? Well, according to a Vanguard study, if one would make a $500,000 investment and manage it by themselves for 25 years, they would reach around $1.7 million. A financial advisor would help you double that amount to more than $3.4 million!
If you’re unsure where to look for reliable financial specialists, you can start with a free service called SmartAsset. After filling out a questionnaire, you will be recommended three financial experts in your area. A financial advisor can not only help you increase your portfolio but also reduce your tax burden, draft a financial plan for your needs and lifestyle, maximize Social Security or point out advantageous investment instruments and tools.
Get rid of 25% interest
Sadly, or better said, shockingly, the average credit card interest in recent days is close to 25 percent. This is a record high, not one we should be proud of. Reckless borrowing can get you in serious trouble so try to do it only if necessary, and with extra attention.
Financial experts recommend borrowing against your home as the rates are as low as 6.75 percent. You can use the loan to make any house repairs that might be needed, pay off high-interest rates etc. Just make sure you don’t use it to purchase unnecessary things or support a lifestyle you could not afford otherwise.
To find the best deals with the lowest interest, you can use loan shopping sites such as Rocket Mortgage. In a matter of minutes, you find out the maximum amount you can get to spend it…wisely!
See also:17 Holiday Overspending Tips: Here’s What You’re Wasting Money On
Reduce your insurance costs by $1,000
A profitable method to gain some money is to pay less for car and home insurance. Yeah, good idea, but how do I do that, you ask?
Insurance companies bank on the fact that people dislike shopping for car and home insurances and every year, they charge higher and higher rates. Why should they be allowed to get away with that? There are ways to counterattack and one method is to search for similar policies but at better prices. Finding the right one could easily bring you $1,000 extra cash. The perk is that you can do it from the comfort of your home, not having to deal with anyone in person.
Read also:
- Healthy Spending Habits? 5 Rules the West Coast Can Learn from The East Coast
- 15 Great Tips to Find Affordable Vacation Accommodations
- 8 Tricky Strategies Walmart Makes You Spend More Money
